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Daily New Earning Offers & Trusted Refer & Earn Apps in India 2026

Safe apps only – No scams, No gambling

Top Trusted Earning & Refer Apps – Direct Download

Google Pay

India's most trusted UPI app. Send money, pay bills, and earn rewards. Get cashback on transactions and refer friends to earn up to ₹180 per referral.

Earn up to ₹180 per referral

Download from Play Store

Affiliate link – hum commission kama sakte hain

PhonePe

Leading UPI payment app offering cashback on transactions. Refer friends and earn up to ₹100 per successful referral plus additional cashback rewards.

Earn up to ₹100 per referral

Download from Play Store

Affiliate link – hum commission kama sakte hain

Groww

Invest in mutual funds, stocks, and digital gold. Simple interface for beginners. Refer friends and earn up to ₹100 when they complete their first investment.

Earn up to ₹100 per referral

Download from Play Store

Affiliate link – hum commission kama sakte hain

Upstox

Zero-commission stock trading app for Indian markets. Open free demat account and refer friends to earn up to ₹500 per successful account opening.

Earn up to ₹500 per referral

Download from Play Store

Affiliate link – hum commission kama sakte hain

CRED

Pay credit card bills and earn CRED coins. Redeem coins for rewards and cashback. Refer premium users and earn up to ₹250 per successful referral.

Earn up to ₹250 per referral

Download from Play Store

Affiliate link – hum commission kama sakte hain

Meesho

India's largest social commerce platform. Resell products and earn commission. Refer new resellers and earn up to ₹150 when they make their first sale.

Earn up to ₹150 per referral

Download from Play Store

Affiliate link – hum commission kama sakte hain

Amazon Pay

Amazon's digital wallet for UPI payments, recharges, and bill payments. Refer friends and earn up to ₹31 cashback per successful referral.

Earn up to ₹31 per referral

Download from Play Store

Affiliate link – hum commission kama sakte hain

CashKaro

Get cashback on online shopping from 1500+ stores. Refer friends and earn 10% of their lifetime cashback earnings. Trusted by millions of Indians.

Earn 10% lifetime commission

Download from Play Store

Affiliate link – hum commission kama sakte hain

Google Opinion Rewards

Get paid for sharing your opinion. Complete short surveys and earn Google Play credits. No referral program but guaranteed earnings for your time.

Earn ₹3-₹32 per survey

Download from Play Store

Affiliate link – hum commission kama sakte hain

Latest Daily Earning Offers (Updated Today)

January 15, 2026

Google Pay New User Offer

New users get ₹21 cashback on first UPI transaction of ₹50 or more. Plus earn up to ₹180 per referral.

Steps: Download app → Complete KYC → Make first payment → Get cashback
Claim Offer

Valid till Jan 31, 2026

January 14, 2026

PhonePe Referral Bonus

Refer 5 friends and get ₹100 bonus. Your friends also get ₹100 cashback on first transaction.

Steps: Share referral link → Friend downloads → Completes first transaction → Both earn
Refer Now

Limited time offer

January 13, 2026

Groww First Investment Cashback

Start your investment journey with ₹100 cashback on first mutual fund investment of ₹500 or more.

Steps: Open account → Complete KYC → Invest ₹500+ → Get ₹100 cashback
Invest Now

New users only

January 12, 2026

CashKaro Mega Cashback Week

Extra 20% cashback on all purchases through CashKaro. Shop from Amazon, Flipkart, Myntra and 1500+ stores.

Steps: Visit store via CashKaro → Shop normally → Get cashback + 20% bonus
Shop Now

Ends Jan 20, 2026

Check back daily for new earning offers and app promotions

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